ÿþ<html> <head> <title>Nobrega Financial - Introduction</title> <meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1"> <meta name="keywords" content="Nobrega Financial, Financial Planning, Insurance Consulting, Berkshire Investment Group, Mutual Fund Dealer"> <meta name="description" content="Nobrega Financial is a provider of financial planning and insurance consulting services to companies and individuals. Nobrega Financial is a TWC Financial Corp. Mutual Fund Dealer."> <meta name="title" content="Nobrega Financial - Education"> <meta name="objecttype" content="educationpage"> <meta name="subject" content="Financial Planning, Insurance Consulting"> <meta name="rating" content="General"> <meta name="distribution" content="global"> <meta name="robots" content="all"> <meta name="language" content="ENG"> <meta name="revisit-after" content="31 days"> <script type="text/javascript" src="js/core.js"></script> </head> <body style="font-family:Times New Roman, Times, Serif; font-size:3; background-color:#fff; color:#333366;" onLoad="MM_preloadImages('images/sidebar/home_b_ov_gr.gif','images/sidebar/introduction_b_ov_gr.gif','images/sidebar/services_b_ov_gr.gif','images/sidebar/forcompanies_b_ov_gr.gif','images/sidebar/forindividuals_b_ov_gr.gif','images/sidebar/investments_b_ov_gr.gif','images/sidebar/insurance_b_ov_gr.gif','images/sidebar/links_b_ov_gr.gif','images/sidebar/access_b_ov_gr.gif','images/sidebar/communications_b_ov_gr.gif','images/sidebar/clients_b_ov_gr.gif')"> <table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td valign="top" width="340"><img src="images/interface/nobregalogo.gif" width="340" height="77" name="nobregalogo" alt="Nobrega Financial - Financial Planning and Insurance Consultants"></td> <td width="125">&nbsp;</td> <td valign="top"><img src="images/internal/Manu-Logo-EPS-large.gif"></td> </tr> <tr height="12"> <td colspan="3"><img src="images/interface/horizontalline.gif" width="100%" height="12" name="horizontalline"></td> </tr> </table> <table width="735" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="left" valign="top" width="35"><img src="images/interface/visitorssidebar.gif" width="35" height="250" name="visitorssidebar" alt="Visitors"></td> <td align="left" valign="top" width="135" nowrap> <a href="default.htm" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('home_b','','images/sidebar/home_b_ov_gr.gif',1)"><img name="home_b" border="0" src="images/sidebar/home_b_up.gif" alt="Home"></a><br /> <img src="images/sidebar/introduction_b_ov_gr.gif" alt="Introduction" name="introduction_b"><br /> <a href="services.htm" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('services_b','','images/sidebar/services_b_ov_gr.gif',1)"><img name="services_b" border="0" src="images/sidebar/services_b_up.gif" alt="Services"></a><br /> <a href="companies.htm" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('forcompanies_b','','images/sidebar/forcompanies_b_ov_gr.gif',1)"><img name="forcompanies_b" border="0" src="images/sidebar/forcompanies_b_up.gif" alt="Services - For Companies"></a><br /> <a href="individuals.htm" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('forindividuals_b','','images/sidebar/forindividuals_b_ov_gr.gif',1)"><img name="forindividuals_b" border="0" src="images/sidebar/forindividuals_b_up.gif" alt="Services - For Individuals"></a><br /> <a href="investments.htm" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('investments_b','','images/sidebar/investments_b_ov_gr.gif',1)"><img name="investments_b" border="0" src="images/sidebar/investments_b_up.gif" alt="Services - To Individuals - Investments"></a><br /> <a href="insurance.htm" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('insurance_b','','images/sidebar/insurance_b_ov_gr.gif',1)"><img name="insurance_b" border="0" src="images/sidebar/insurance_b_up.gif" alt="Services - To Individuals - Insurance"></a><br /> <a href="clients.htm" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('clients_b','','images/sidebar/clients_b_ov_gr.gif',1)"><img name="clients_b" border="0" src="images/sidebar/clients_b_up.gif" alt="Clients"></a><br /> <a href="links.htm" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('links_b','','images/sidebar/links_b_ov_gr.gif',1)"><img name="links_b" border="0" src="images/sidebar/links_b_up.gif" alt="Links"></a><br /> <a href="contact_us.htm" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('contactus_b','','images/sidebar/contactus_b_ov_gr.gif',1)"><img name="contactus_b" border="0" src="images/sidebar/contactus_b_up.gif" alt="Contact Us"></a><br /> <a href="disclaimer.htm" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('disclaimer_b','','images/sidebar/disclaimer_b_ov_gr.gif',1)"><img name="disclaimer_b" border="0" src="images/sidebar/disclaimer_b_up.gif" alt="Disclaimer"></a><br /> </td> <td align="center" valign="top" width="20"><img src="images/interface/verticalline.gif" width="20" height="196" name="verticalline"></td> <td style="vertical-align:top;padding-left:20px; width:545px"> <h1 style="margin-top:10px; font-weight:bold; text-decoration:underline;">Introduction</h1> <p align="justify">David, Brenda, Joe, Kurtis and Gil are professional Financial Planners who use common sense in working with people.</p> <p align="justify">We keep the process simple and at the same time provide all the necessary information to allow our clients to make informed decisions.</p> <p align="justify">This process is supported by our administrative staff, who have the experience and expertise to ensure that everything runs smoothly.</p> <table cellpadding="0" cellspacing="0" border="0"> <tr valign="top" style="padding-bottom:15px;"> <td><img src="images/introduction/DavidColour.jpg" style="margin:5px 0;" height="160" name="davidnobrega" alt="David Nobrega CFP, CLU, ChFC" border="0"></td> <td style="padding-left:5px;"> <b>David Nobrega</b><i>, CFP, CLU, ChFC</i>&nbsp;<label style="font-family:Arial">*<sup> ! </sup></label><br /> &nbsp;&nbsp;&nbsp;Financial Planner with Nobrega Financial and<br /> &nbsp;&nbsp;&nbsp;Manulife Securities Investment Services Inc.<br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Email: <a href="mailto:david@nobregafinancial.com">David Nobrega</a><br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Phone: (780) 945-2883 <p align="justify" style="margin-top:7px;margin-left:5px;"><label style="font-size:0.9em;">David has been working in the Financial Services industry since 1988. He has supplemented his talent by obtaining the education and training necessary to work with his clients in all areas of financial planning.</label></p> </td> </tr> <tr valign="top" style="padding-bottom:15px;"> <td><img src="images/introduction/BrendaKColour.jpg" style="margin:5px 0;" height="160" name="brendakuerschner" alt="Brenda Kuerschner BA, CFP, CLU" border="0"></td> <td style="padding-left:5px;"> <b>Brenda Kuerschner</b><i>, BA, CFP, CLU</i>&nbsp;<label style="font-family:Arial">*<sup> ! </sup></label><br /> &nbsp;&nbsp;&nbsp;Financial Planner with Nobrega Financial and<br /> &nbsp;&nbsp;&nbsp;Manulife Securities Investment Services Inc.<br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Email: <a href="mailto:brenda@nobregafinancial.com">Brenda Kuerschner</a><br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Phone: (780) 945-2890 <p align="justify" style="margin-top:7px;margin-left:5px;"><label style="font-size:0.9em;">Brenda started in the Financial Planning field in 1994. She recently completed the education and training for the Chartered Life Underwriter designation, enhancing her capacity to work for her clients' success.</label></p> </td> </tr> <tr valign="top" style="padding-bottom:15px;"> <td><img src="images/introduction/JoeColour.jpg" style="margin:5px 0;" height="160" name="joeprins" alt="Joe Prins BCom, CFP, CLU, ChFC" border="0"></td> <td style="padding-left:5px;"> <b>Joe Prins</b><i>, BCom, CFP, CLU, ChFC</i>&nbsp;<label style="font-family:Arial">*<sup> </sup></label><br /> &nbsp;&nbsp;&nbsp;Financial Planner with Nobrega Financial.<br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Email: <a href="mailto:joe@nobregafinancial.com">Joe Prins</a><br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Phone: (780) 945-2884 <p align="justify" style="margin-top:7px;margin-left:5px;"><label style="font-size:0.9em;">Joe started in 1974 and has a wealth of experience behind him. He taught Industry Designation Courses for 11 years after he earned his designations. He uses his extensive background to help his clients achieve their financial goals.</label></p> </td> </tr> <tr valign="top" style="padding-bottom:15px;"> <td><img src="images/introduction/KurtisColour.jpg" style="margin:5px 0;" height="160" name="kurtisshultz" alt="Kurtis Shultz BCom, CFP, CLU" border="0"></td> <td style="padding-left:5px;"> <b>Kurtis Schultz</b><i>, BCom, CFP, CLU</i>&nbsp;<label style="font-family:Arial">*<sup> ! </sup></label><br /> &nbsp;&nbsp;&nbsp;Financial Planner with Nobrega Financial and<br /> &nbsp;&nbsp;&nbsp;Manulife Securities Investment Services Inc.<br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Email: <a href="mailto:kurtis@nobregafinancial.com">Kurtis Schultz</a><br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Phone: (780) 945-2891 <p align="justify" style="margin-top:7px;margin-left:5px;"><label style="font-size:0.9em;">Kurtis has been working in the financial services industry since 2003. He successfully earned the Certified Financial Planner designation in 2006 and continues to value education as a key tool in serving his clients.</label></p> </td> </tr> <tr valign="top" style="padding-bottom:15px;"> <td><img src="images/introduction/GilColour.jpg" style="margin:5px 0;" height="160" name="GilJouan" alt="Gil Jouan " border="0"></td> <td style="padding-left:5px;"> <b>Gilbert (Gil) Jouan</b>&nbsp;<label style="font-family:Arial">*</label><br /> &nbsp;&nbsp;&nbsp;Financial Planner with Nobrega Financial.<br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Email: <a href="mailto:gil@nobregafinancial.com">Gil Jouan</a><br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Phone: (780) 945-2876 <p align="justify" style="margin-top:7px;margin-left:5px;"><label style="font-size:0.9em;">Gil has 21 years of experience in the Healthcare profession from both a technical and business management perspective. Since 2006, he has followed his passion of educating his clients on financial concepts to help them attain their financial goals.</label></p> </td> </tr> <tr> <td colspan="2" align="center"><img src="images/introduction/mainColour.jpg" /></td> </tr> <tr> <td colspan="2" style="padding-top:5px; text-align:justify;"><b>Our Team (Left to Right):</b> Rhonda, Sheila, Dave, Joe, Brenda K., Brenda M., Kurtis</td> </tr> </table> <p align="justify">Everyone at <b>Nobrega Financial</b> believes in life-long-learning. We continue to upgrade our knowledge and expertise through industry courses and seminars.</p> <p align="justify"><label style="font-family:Arial">*</label> Members of Advocis, a professional organization dedicated to industry ethics and continuing education. Advocis is the brand name of The Financial Advisors Association of Canada, which was formed by the merger of the Canadian Association of Insurance and Financial Advisors (CAIFA) and the Canadian Association of Financial Planners (CAFP) in September 2002.</p> <p align="justify"><label style="font-family:Arial"><sup> </sup></label> Members of the Financial Planners Standards Council and Licensed as Certified Financial Planners.</p> <p align="justify"><label style="font-family:Arial"><sup>! </sup></label> Mutual Fund Licenced.</p> <p align="justify"><b> CFP - Certified Financial Planner<br /> CLU - Chartered Life Underwriter<br /> ChFC - Chartered Financial Consultant </b></p> </td> </tr> <tr> <td colspan="3">&nbsp;</td> <td valign="top"> <font face="Times New Roman, Times, serif" size="-1"> <p>&nbsp;</p> <p align="center"> Nobrega Financial / Manulife Securities Investment Services Inc.<br /> 1401, 10104 - 103 Avenue NW<br /> Edmonton, Alberta, Canada &nbsp;&nbsp;&nbsp;&nbsp;T5J 0H8<br /> Phone: (780) 945-2895<br /> Fax: (780) 420-6655<br /> Email: <a href="mailto:info@nobregafinancial.com">info@nobregafinancial.com</a><br /> Web: <a href="http://www.nobregafinancial.com">www.nobregafinancial.com</a><br /><br /><br /> </p> <p align="justify">The information contained herein is for Canadian residents only and does not constitute an offer to sell or a solicitation in any jurisdiction in which Manulife Securities or its Advisors are not appropriately licensed or registered or where any Product or Service is not eligible for sale. Details are available on request.</p> <p align="center"><a href="disclaimer.htm">View all disclaimers</a></p> <p align="center">&copy; 2009 Nobrega Financial</p> <p>&nbsp;</p> </font> </td> </tr> </table> </body> </html>